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Open a Checking Account and Skip Your Next Auto Loan Payment!*

As a valued member of Directions Credit Union, we want you to make the most of your membership by opening a checking account with us. Our Skip-A-Pay offer rewards you for adding that new checking account. Check out how to skip your auto loan payment below.

How It Works

Click the Open Account button to sign in or register for Online Banking and add a new  Directions Checking Account with Debit Rewards. As a thank you, you can skip your next auto loan payment.* You can also call 567-207-9851 to speak with a representative or visit one of our convenient branch locations. It’s that easy! Plus, check out our added bonus section on how you can earn ScoreCard Reward Points.

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Added Bonus

Get 5,000 ScoreCard Reward Points! Here’s how:

  • Receive 3,000 points when you set up Automatic Payments for your auto loan from your new checking account.

  • Get another 2,000 points when you make your 1st Debit Purchase. It’s that easy!

Frequently Asked Questions

Answers to the most common questions about the Skip-A-Payment offers, along with other important information.

Is Directions Credit Union really going to allow me to skip my next auto loan payment when I open a new checking account?

Directions Credit Union values the relationship we have with our members and wants to be your primary banking institution. This offer of skipping your next auto loan payment is an example of how much we value our relationship with our long-term members.

Is there a fee to apply?

There is no fee to apply. The normal $50 fee is waived with the Skip-A-Pay offer.

Will I receive a debit card?

Yes, you will receive a debit card 7-10 business days after the account opening process is completed. You are able to order checks with your new checking account.

Will this affect my credit?

No. We do not perform a credit check for this promotional offer. The skip-a-payment offer is not considered a late or delinquent payment. You should have no adverse effect to your credit score.

Is my personal information secure?

Directions Credit Union and our marketing partner take the security of your personal information seriously. Please review our privacy policy on our corporate website for details.

Do you have a branch located near me?

If you would prefer to meet with someone in person, our branch locations, hours of operation, and scheduling information are listed on our locations page.

How do I apply?

You have 3 options on how to apply.

How do I fund my new Directions Credit Union Checking Account?
We can help you ensure your new Directions Checking Account stays funded for your vehicle loan payments. Here are a few options for you:
  • Set up Direct Deposit from your Paycheck. A direct deposit form will be included in your new checking account documents.
  • Sign in to Directions Online Banking to set up a recurring payment to pull funds from an existing account at another Financial Institution (FI).
  • Contact your other FI to set up a recurring transfer to your Directions checking account from an existing account.
  • Use a payment app like Venmo.
  • Need help?  Give us a call or visit us online.
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Need Further Assistance?

We hope you find our application easy, but we’re happy to help if needed — give us a call at 567-207-9851 or stop by one of our convenient locations and our representatives will be able to assist you.

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To get started, click below to sign into Online Banking. Not signed up for Online Banking yet? It’s easy and only takes a few minutes. Just select the Enroll button on the login page. You will need your Member Number to open an online account. If you don’t know your account number, please give us a call at 419-794-1176, make sure you have the personal promo code located at the bottom of the email when you call.

*A minimum deposit of $25 is required to open a new checking account. Interest and payment protection fees accrue during the Skip-A-Pay period. You can receive only one new checking account related bonus per member and per account. Offer only applies to Skip-A-Pay Program. The normal $50 fee is waived with the Skip-A-Pay offer. Delayed payment will get added to the end of the loan. Skip-A-Payment may reduce GAP Insurance coverage benefits or cancel the GAP Insurance coverage in full. Directions Credit Union will not be held liable for any cancellation or reduction in GAP Insurance benefits due to your Skip-A-Payment request. Please refer to your GAP Insurance agreement for coverage restrictions. If you have already set up automatic payment or Bill Payment with another financial institution, you will need to stop and restart. Offer expires 30 days after promotional offer was sent to member.